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benefit costs shift staff
leaders born or made
What's New From i3?
June 27, 2013
Pizza delivery sparks idea for mortgage program.
Mobile Extends Online Banking Evolution
June 24, 2013
Online banking systems have quickly expanded into budgeting and account tracking tools across multiple platforms.
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Mobile: From Novelty to Game Changer
June 17, 2013
Worldwide mobile payment transaction values were expected to surpass $171.5 billion in 2012—a 62% increase from 2011.
June 01, 2013
The key strategic point is: The one who enrolls is the one who controls.
Innovation by Design
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Creativity, some believe, is an escape from disciplined thinking.
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May 25, 2013
Check out the latest advancements from the financial service industry’s technology leaders.
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May 16, 2013
Conference highlights the best in financial services innovation.
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See who emerged from the pack of more than 70 presenters.
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May 16, 2013
Final day features innovations from Adobe to Zooz.
Credit Union Magazine
September 2014 digital edition
Leadership Q&A: Brandon Michaels
Set Up New Hires for Success: Seven Steps
Guide Members to Financial Health
Transforming the Branch Manager
Make Your Advertising Count
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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