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Waiting on Job Growth

March 30, 2010
Steve Rick Long-term unemployment has serious implications for CU asset quality. Credit union credit quality, which deteriorated during the Great Recession, is directly tied to U.S. unemployment numbers. Long-term unemployment is a serious concern for credit unions’ asset quality. At mid-March, more than 6.1 million people had been unemployed for... READ MORE

Legislative Issues of the Decade

March 18, 2010
The past decade was an active one politically for credit unions, with a major victory—the defeat of legislation that would have altered the bankruptcy code to allow judicial mortgage modification in Chapter 13 bankruptcy proceedings—punctuating the end of the decade. Other top legislative issues of the decade, according to Credit... READ MORE

How has Your CU Benefited from Consumers' Anti-Bank Sentiments?

February 24, 2010
How has Your CU Benefited from Consumers’ Anti-Bank Sentiments?   There has been backlash against the banks and we’ve gained members as a result. We have more checking accounts than all of the area banks combined. We have a community charter and we just took over a former bank building.... READ MORE

Put More Americans to Work

February 24, 2010
It's time to put more Americans to work. That's where credit unions come in, says Rep. Ed Perlmutter. READ MORE

Alternative Capital is Up to Congress

February 24, 2010
It’s up to Congress to determine policy on alternative capital for credit unions, said Michael Fryzel, NCUA Board member. But NCUA stands ready to implement new options for credit unions if Congress decides it’s needed. “This is a tool many credit unions feel will help them build capital and remain... READ MORE

Frank: Financial Regulation Legislation Won't Make CUs' Job Harder

February 24, 2010
Congress is about to pass the most significant piece of financial regulation legislation since the New Deal, but the legislation will not “make it harder for you to perform your services,” Rep. Barney Frank said Wednesday. Emphasizing that credit unions didn’t cause the nation’s economic problems and therefore wouldn’t be... READ MORE

Help the Nation Recover

February 24, 2010
Sen. Christopher Dodd (D-Conn.) encouraged credit unions to continue to expand their activism in politics and finance, and help the nation recover from current economic stresses. Dodd, chairman of the Senate Banking Committee, reminded the audience that credit unions have been a force in helping citizens realize the American dream.... READ MORE

'Not All Financial Institutions Caused the Meltdown'

February 24, 2010
“The CEO of Toyota was on Capitol Hill yesterday and he said he’s not sure if they’ve fixed all their problems,” Rep. Spencer Bachus, told attendees at Wednesday morning’s General Session. “The same could be said of Congress—we’re not sure if we’ve fixed all the problems that caused the recent... READ MORE

'Be Proud You're Here'

February 24, 2010
Be proud you’re here at the largest assemblage of financial officials “where no one has taken any TARP money,” Rep. Brad Sherman, D-Calif., told GAC General Session attendees. Since he came to Washington, Sherman said he’s worked successfully on behalf of member-owned financial cooperatives, citing legislation to allow credit unions... READ MORE

Udall Aims to Pass MBL Bill

February 24, 2010
Sen. Mark Udall said Congress would pass his member business lending (MBL) bill with their help. The bill, S. 2919, would allow credit unions to increase the number and amount of loans given to members with small businesses by lifting the MBL cap to 25% of assets. The bill would... READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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