Compliance

Health-Care Reform Offers Opportunities

August 01, 2013
While health-care reform means new oversights, obligations, and work, it can create opportunities for credit unions prepared to harness them. READ MORE

Find Mortgage Rule Resources Online

August 01, 2013
The CFPB created a one-stop shop for all its 2013 mortgage rules and guidance materials. READ MORE

CFPB Releases First Round of New Mortgage Exam Procedures

August 01, 2013
The procedures address the agency’s new mortgage regulations on appraisals, escrow accounts, and compensation and qualifications for loan originators. READ MORE

Regulatory Compliance for Investments

July 31, 2013
CUNA expects NCUA to issue additional guidance on how to comply with its new investment rules. READ MORE

Agency Protects Stay-At-Home Spouses

July 24, 2013
Regulation Z amendment allows card issuers to consider a working spouse's income as that of the applicant's under certain conditions. READ MORE

When You Are—And Aren't—A Loan Originator

July 22, 2013
The loan originator compensation rule has a lot of moving parts that will require changes at most CUs. READ MORE

Get Your 2013 Mortgage Lending Almanac

July 22, 2013
New rules will recast mortgage lending from application to servicing. READ MORE

CFPB Clarifies Escrows Final Rule

July 21, 2013
Rule lengthens the time you must maintain a mandatory escrow account established for a higher-priced mortgage. READ MORE

Remittance Transfer Rule Takes Effect Oct. 28

July 10, 2013
Amendments provide new protections to consumers who send remittance transfers outside the U.S. READ MORE

NCUA's Derivatives Proposal

July 10, 2013
Final rule should allow better matching between assets and liabilities. READ MORE

The Works Blog The Works Blog is produced by PolicyWorks LLC, Des Moines, Iowa.

Attention! Attention! No action required ??!!!??

The CFPB issued a proposal in February of this year to suspend credit card agreement submissions, as required by Regulation Z, for a year while they work on their database, has been finalized. It...

It’s Not Suspicious, He Does it All the Time

Once, when I was conducting BSA training for front-line staff regarding suspicious activity, I gave them an example of a retired gentleman at the credit union that several times a week made multiple cash...

CFPB Mortgage Toolkit

Currently, under Section 1024.6 of Regulation X (RESPA) your credit union is required to provide the CFPB’s Settlement Cost Booklet on applications for the purchase of a 1-4 family residential property. In association with...
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