Compliance

VIDEO: NCUA's Risk-Based Capital Proposal Misses the Mark

February 25, 2014
Proposal's would put undue pressure on CUs' bottom line. READ MORE

Integrated Mortgage Disclosures Improve Clarity

February 16, 2014
CFPB’s consolidated final rule streamlines TILA/RESPA requirements. READ MORE

Fear Your Members

February 05, 2014
Assess the risk of litigation in your business decisions and compliance efforts. READ MORE

Compliance Q&A: Regulation B Loan Approvals

February 01, 2014
Does Regulation B require loan approvals to be in writing? READ MORE

Agencies Exempt Subset of Higher-Priced Mortgages

February 01, 2014
The CPFB and NCUA exempt loans of $25,000 or less and certain “streamlined refinancings” from the appraisal requirements. READ MORE

Compliance Q&A: Reg Z Loan Originator Rule

January 23, 2014
What loan originator information must be included on mortgage documents under Reg Z? READ MORE

New Loan Originator Requirements Take Effect

January 14, 2014
Consumer Financial Protection Bureau amended Regulation Z to implement certain Dodd-Frank Act requirements. READ MORE

Reduce the ‘Silo Effect’ Risk

January 14, 2014
ERM is a “comprehensive risk-optimization process that integrates risk management across an organization.” READ MORE

Focusing on Real Regulatory Relief

January 14, 2014
CUs already received one gift to start the new year. READ MORE

CFPB Considers Debt Collection Rules

January 07, 2014
CFPB is seeking information from the public on many issues. READ MORE

The Works Blog The Works Blog is produced by PolicyWorks LLC, Des Moines, Iowa.

#Mortgage Rescission: Lawsuit or Letter Required?

Earlier this month the U.S. Supreme Court agreed to weigh in on whether federal law requires borrowers to notify their lender in writing that they intend to rescind their mortgage or if the borrower must file a lawsuit making the claim, within a three year period. Now you may be thinking “Three YEARS!”  I thought […]

Another Year and Another Renewal for SAFE ACT

I figured I would get a good jump on the reminder for credit unions to renew registrations for your Mortgage Loan Originators (MLO) in order to comply with the requirements of the SAFE Act. With the holidays right around the corner , and year end for credit unions, I know it is a busy time for everyone. […]

#2014Election Results: What Does This Mean for Credit Unions?

Due in large part to the advocacy efforts of credit union supporters, 25 out of 29 pro-credit union Senate candidates were victorious on Tuesday.  In addition, credit union-supported candidates had a 92% success rate in House elections, with 336 of the 367 candidates coming out on top.  By and large, the midterm elections resulted in […]
More Stories

What's Popular

Popular Stories

Recent Discussion

Your Say: Have You Ever Suffered a Denial of Service Attack?

View Results Poll Archive