Lending

Bundling Creates A Competitive Edge

August 01, 2005
Bundling Creates A Competitive Edge August 1, 2005 By David Black Credit unions have long held the competitive high ground when it comes to individual accountholder service. Members count on credit unions to provide a broad range of attractively priced financial services. Among the most appealing to members and credit... READ MORE

Six Habits Of Highly Effective Card Programs

July 01, 2005
Six Habits Of Highly Effective Card Programs July 1, 2005 1. Manage the portfolio: Lower risk and increase revenue 2. Choose the right products: Give members what they want 3. Set pricing: Find the right level to boost card use 4. Promote the program: Build business through marketing 5. Establish... READ MORE

Best Practices Make Indirect Lending Successful

June 01, 2005
June 1, 2005 By Kathy Strawmatt Indirect lending through automobile, recreational vehicle, and other big-ticket dealerships can be one of the most effective ways for a credit union to build a lucrative loan portfolio. This lending strategy eliminates much of the expense and effort involved in marketing loans and offers... READ MORE

Get Your Share Of The Debit Card Market

June 01, 2005
Get Your Share Of The Debit Card Market June 1, 2005 Of all payment methods, debit cards are poised for the greatest growth, according to Chris Leggett, director of national sales for PSCU Financial Services, St. Petersburg, Fla. In fact, a Gallup poll reveals 46% of households say writing a... READ MORE

LoanLink Center, CU Direct partner to speed indirect loans

June 01, 2005
LoanLink Center, CU Direct partner to speed indirect loans June 1, 2005 The LoanLink Center and CU Direct Corp. are teaming up to speed up indirect loan processing for credit unions and their members by using the Credit Union Direct Lending (CUDL) platform. The LoanLink Center is a credit union... READ MORE

CUs Seek Multi-Purpose Lending Technology

January 01, 2005
CUs Seek Multi-Purpose Lending Technology January 1, 2005 By Darla Dernovsek Frustrated by a lengthy, cumbersome lending process, credit union employees and members have muttered the same phrase for years: 'There has to be a better way.' The latest technology trends are propelling credit unions toward that elusive 'better way,'... READ MORE

Doing business with business members? Remember CIA

January 01, 2005
Doing business with business members? Remember CIA January 1, 2005 By Warren Cole As credit unions offer business services in this era of 'know your member,' Office of Foreign Assets Control (OFAC) regulations, and other new relationship requirements, they should remember a simple acronym, CIA: capacity, identity, and authority. By... READ MORE

Evaluating Mortgage Program Providers: 11 Tips

January 01, 2005
Evaluating Mortgage Program Providers: 11 Tips January 1, 2005 So you've decided to offer mortgages and outsource some or all of the process. Now you have to find the right mortgage lending partner. A CUNA Lending Council whitepaper, 'Mortgage Lending for Small Credit Unions,' offers 11 tips for evaluating potential... READ MORE

Business loan leaders

January 01, 2005
Business loan leaders January 1, 2005 CU Assets($ millions) MBLs per member Melrose CU, Briarwood, N.Y.$671.611.91League of Mutual Taxi Owners FCU, New York103.611.32Progressive CU, New York271.910.49Montauk CU, New York55.83.00Central CU, Rego Park, N.Y.62.22.59Opp-Micolas CU, Opp, Ala.16.42.54CDSC Louisiana FCU, Coushatta, La.7.12.33Middle Village (N.Y.) CU40.92.25United Northwest FCU, Norton, Kan.21.22.09Evangelical Christian CU, Brea,... READ MORE

Three Keys to Mortgage Success

January 01, 2005
Three Keys to Mortgage Success January 1, 2005 By Patrick Totty New capabilities Do's and don'ts Motive, method, and opportunity are the three classic conditions that must be present before people decide to do something. These certainly are evident when it comes to credit unions and mortgage lending software. Motive:... READ MORE

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