Lending

King: Bye, Bye Branches

November 07, 2012
CUs must determine how they’ll attract and interact with members who have grown up with mobile technology. READ MORE

Embrace Subprime Borrowers

November 06, 2012
CUs are “stabbing each other in the back” with low-rate auto loans aimed at top-tier members. READ MORE

Employment Picture a Bit Fuzzy

November 01, 2012
There is good and bad news on the economy, says CUNA economist Mike Schenk. READ MORE

Lending Compliance Takes a Detour

November 01, 2012
CUs now can find the lending solution that is right for members. READ MORE

2013 Lending Outlook

November 01, 2012
The threat of a fiscal cliff brings continued uncertainty for business and consumer lending. READ MORE

Lending: Focus on Current Members First

October 25, 2012
Adopt a “we are one” plan by offering the same interest rates and terms for direct and indirect loans. READ MORE

Optimism Rising for Auto and Housing Sectors

October 18, 2012
'We’ve changed who we are as credit unions in terms of our balance sheets,' says CUNA Chief Economist Bill Hampel. READ MORE

Mortgage Modifications Improve Loan Performance

October 05, 2012
Consumers who default only on their mortgages are better risks than those with multiple delinquencies. READ MORE

Optimize Your Card Portfolio: Four Steps

October 04, 2012
Don’t automatically exclude consumers with less-than-perfect credit. READ MORE

Emerging Trends in Risk Rating Models

October 01, 2012
Traditional risk rating models for commercial loans don’t provide the insight needed to succeed today. READ MORE

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