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CUs Navigate the Mortgage Reg Maze

January 04, 2012
CUs face a jumble of new mortgage regulations in 2012. READ MORE

Lending Innovation

January 01, 2012
In an environment where consumers are reluctant to borrow, innovative lending strategies have become essential for growth. READ MORE

Approach Realtors the Right Way

December 29, 2011
Have you tried to approach real estate agents to drum up mortgage business—only to be shut out? READ MORE

CFPB Takes on Perennial Challenge as First Big Test

December 21, 2011
It would be a rare win-win if the new bureau could streamline the mortgage process for lenders in a way borrowers could understand. READ MORE

Lenders Put the Brakes on Auto Loan Delinquencies

December 15, 2011
Auto loans have performed well since the start of 2010, and originations have increased significantly since second-quarter 2009. READ MORE

Delinquency Outlook Favorable in 2012

December 08, 2011
Credit card delinquencies should remain stable in 2012, according to TransUnion. READ MORE

Reverse Mortgages

December 01, 2011
Many CUs have been reluctant to consider reverse mortgages, but that appears to be changing. READ MORE

Consider Members’ Stories  When Making Loan Decisions

November 22, 2011
Members' stories can play a key role in loan decisions, CEOs agree. READ MORE

Lessons Learned  In Auto Lending

November 14, 2011
My CU's auto loan portfolio recently plummeted. It was no surprise, because lately the local auto dealership has been as empty as a politician’s promises. READ MORE

Portfolio Management: Four Keys

October 24, 2011
Sound loan portfolio management has always been essential. But its importance has become particularly evident to credit union boards and management teams during the past several years. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Scenes from the 19th Annual CUNA CFO Council Conference

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

Identify & Monitor Indirect Auto Lending Risks

'Encourage Courage'

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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