Lending

Employment Picture a Bit Fuzzy

November 01, 2012
There is good and bad news on the economy, says CUNA economist Mike Schenk. READ MORE

Lending Compliance Takes a Detour

November 01, 2012
CUs now can find the lending solution that is right for members. READ MORE

2013 Lending Outlook

November 01, 2012
The threat of a fiscal cliff brings continued uncertainty for business and consumer lending. READ MORE

Lending: Focus on Current Members First

October 25, 2012
Adopt a “we are one” plan by offering the same interest rates and terms for direct and indirect loans. READ MORE

Optimism Rising for Auto and Housing Sectors

October 18, 2012
'We’ve changed who we are as credit unions in terms of our balance sheets,' says CUNA Chief Economist Bill Hampel. READ MORE

Mortgage Modifications Improve Loan Performance

October 05, 2012
Consumers who default only on their mortgages are better risks than those with multiple delinquencies. READ MORE

Optimize Your Card Portfolio: Four Steps

October 04, 2012
Don’t automatically exclude consumers with less-than-perfect credit. READ MORE

Emerging Trends in Risk Rating Models

October 01, 2012
Traditional risk rating models for commercial loans don’t provide the insight needed to succeed today. READ MORE

Are CUs Using Their Ultimate Competitive Advantage?

October 01, 2012
Does the cooperative model offer real advantages when compared with the stock bank model? READ MORE

‘Know Before You Owe’ Continues to Evolve

October 01, 2012
The project aims to combine the early disclosures required by TIL and RESPA into one document. READ MORE
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