Lending

Credit Cards More Transparent, Yet Problems Remain

July 23, 2010
Most of the practices deemed unfair or deceptive by the Federal Reserve have disappeared from new credit card offers since federal passage of the Credit CARD Act last year, according to a new report by the Pew Health Group's Safe Credit Cards Project. Yet new trends have emerged that could cost cardholders significantly. READ MORE

Speakers Detail Keys to Business Lending Success

July 13, 2010
CUs must be fast, competitive, and flexible to serve small-business members successfully. READ MORE

It's Tough to Beat 0%

July 06, 2010
Marketers face the tough task of educating members about 0% financing. I've always wondered: Is 0% financing the rate you get on a new-car loan or the odds of actually being approved at that rate? READ MORE

CU Helps Members Through Tough Times

June 24, 2010

CUs serving distressed industries and communities take heroic actions for members.

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CU Embraces 'Make Sense' Approach to Lending

June 23, 2010

When Lyle Wermund determines whether to modify a mortgage, he asks one key question: Does the loan make sense?

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'Put a Pulse' to Every Loan

June 20, 2010
"Go to work." That's Wayne Vann's nonsense-free approach to running a credit union during times of financial distress. READ MORE

Sales Events Put Auto Loans in Overdrive

June 10, 2010
A recent auto sale at $1.4 billion asset Nassau Educators Federal Credit Union (NEFCU) yielded three times the usual application volume with an 89% approval rate. READ MORE

Gift Card Compliance Begins in August

June 01, 2010
This spring, the Federal Reserve Board amended Regulation E to implement the gift card provisions of the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009. READ MORE

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