Lending

Credit Cards Rising

June 27, 2013
If you haven’t taken a long, hard look at your credit card portfolio lately, now’s the time. READ MORE

CDFI Fund Makes a Difference for Communities

June 18, 2013
Fifteen CUs received $13.7 million in financial assistance and $678,000 in technical assistance from the fund in 2012. READ MORE

Don’t Overlook the Higher-Priced Mortgage Rule

June 17, 2013
There’s no better time than now to comply with and implement these changes. READ MORE

Prepare for the ‘Tidal Shift’ Shaping Financial Services

June 13, 2013
Mobile services, hybrid cards help lenders serve underbanked consumers. READ MORE

Special Report: Eighth Annual Underbanked Financial Services Forum

June 10, 2013
‘Our focus is on the consumer’s need to borrow, spend, save, and plan better.’ READ MORE

The Return of the Borrower

June 07, 2013
Expect CU loan balances grow 5% to 6% in 2013—and even faster in 2014. READ MORE

Members ‘Like’ Calcubot

June 01, 2013
The tool gives CUs a branded social media billboard that culls daily loan rates.  READ MORE

CFPB Issues Guide on Truth in Lending

June 01, 2013
The CFPB in April released a “plain language” guide on the agency’s Ability-to-Repay (ATR) and Qualified Mortgage (QM) rule under Regulation Z (Truth in Lending). READ MORE

Confusion Reigns Over Student Loan Costs

May 26, 2013
Half of high school seniors don’t understand the cost and terms of student loans. READ MORE

Identify & Monitor Indirect Auto Lending Risks

May 20, 2013
A successful indirect auto lending program forecasts risk and monitors deviations from your CU's plan. READ MORE

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