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Articles by Lora Bray
Movement is Life
Help staff be happier and healthier in 2014.
February 4, 2014
One-fifth of workers plan to change jobs this year.
Enter the Age of the ‘Industrial Internet’
How will this ‘wave of innovation’ affect members and your CU’s products and services?
January 24, 2014
‘Marriage of minds and machines’ will help information become intelligence.
Do Consumers Understand Your Brand?
Marketing communications will be greatly influenced by technological advances and expectations this year.
January 22, 2014
Technology provides the opportunity to revive member loyalty.
A Wealth of Opportunity
‘A wise man will make more opportunity than he finds.’
January 21, 2014
Members need CUs’ help to find sweet success in retirement.
Ups and Downs
Sometimes we’re escalating, sometimes we’re excavating.
January 12, 2014
Home prices are rising and inventories are shrinking, but consumers are still a cautious lot by and large.
Prepare for the Next Revolution
Waves of innovation to affect CUs, consumers in 2014.
January 6, 2014
‘I never think about the future—it comes soon enough.’
Where Will You ‘Spend’ the Holidays?
Your CU is a reassuring source of expertise to help members manage their financial expectations.
December 24, 2013
Knowing how, why, and where consumers spend will help you help them keep their finances running smoothly.
Allow Me to Introduce Myself
As the economy improves, more workers are looking for new employment opportunities.
December 9, 2013
Talent retention remains employers’ top HR priority.
You Go, Girl!
In money matters, the balance of power appears to be shifting toward women.
November 25, 2013
Nearly two-thirds of women say they are the primary breadwinner in their households.
On Being a Greedy Reader
Challenge yourself to explore unfamiliar topics.
November 18, 2013
‘Today a reader, tomorrow a leader.’
Credit Union Magazine
September 2014 digital edition
Plan Your Deposit Pricing Strategy Before Rates Rise
Q&A: How Technology Shapes CU Branch Design
Q&A: Staff Functionality Dictates Modern Branch Design
Four ‘Must Haves’ for Mobile Pay Technology
Money Machine Grabs Shoppers' Attention
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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