Articles by Valerie Moss
NCUA emphasizes three recurring issues as it continues risk-based examinations.
June 1, 2014
NCUA again will take a risk-based approach to selecting federal credit unions for fair lending exams and off-site supervision contacts this year.Read More
Rule applies to most closed-end loans secured by a dwelling.
January 14, 2014
Consumer Financial Protection Bureau amended Regulation Z to implement certain Dodd-Frank Act requirements.Read More
Know your responsibilities regarding tax and fee disclosures, disclaimers, and error resolution.
July 10, 2013
Amendments provide new protections to consumers who send remittance transfers outside the U.S.Read More
New CFPB rule requires creditors to give applicants free copies of appraisals.
May 19, 2013
CFPB amended Reg B to implement a Dodd-Frank Act amendment to the Equal Credit Opportunity Act.Read More
New CFPB rule requires creditors to provide materials previously furnished only on request.
May 1, 2013
The Regulation B amendment stems from Dodd-Frank Act alterations to the Equal Credit Opportunity Act concerning appraisals and other valuations.Read More
Three Reg Z changes precede an avalanche of CFPB rules to implement next year.
April 1, 2013
The bulk of the new mortgage rules won’t take effect until next yearRead More
Regulators turn their attention to the servicemembers civil relief act.
November 11, 2012
The SCRA provides certain financial protections to active-duty military personnel.Read More
Two high-profile incidents remind CUs of the importance of BSA & OFAC compliance.
October 1, 2012
CUs’ regulatory compliance costs are staggering, but the costs of noncompliance are even higher.Read More
CFPB now exempts institutions that transmit 100 or fewer transfers per year.
September 20, 2012
Prepare now for the regulation, which goes into effect Feb. 7, 2013.Read More