Articles by Valerie Moss

CFPB amended Reg B to implement a Dodd-Frank Act amendment to the Equal Credit Opportunity Act.

The Regulation B amendment stems from Dodd-Frank Act alterations to the Equal Credit Opportunity Act concerning appraisals and other valuations.

The bulk of the new mortgage rules won’t take effect until next year

The SCRA provides certain financial protections to active-duty military personnel.

CUs’ regulatory compliance costs are staggering, but the costs of noncompliance are even higher.

Prepare now for the regulation, which goes into effect Feb. 7, 2013.

CUs must have a ‘permissible purpose’ to obtain credit reports under the FCRA.

Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rule-making authority for a number of consumer financial protection laws from seven federal agencies to the Consumer Financial Protection Bureau (CFPB) as of July 21, 2011. 

The Fair Credit Reporting Act limits consumer reporting agencies' ability to furnish reports containing consumers' medical information.

Here’s a BSA update, highlighting recent actions by FinCEN, which oversees compliance with BSA/anti-money laundering.