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Articles Tagged with 'deposits'
CUs in Boom and Bust Economies
November 11, 2013
Assets at the $305 million credit union in Williston, N.D., increased 27% in 2010 and 25% in 2011 at the height of the land-lease boom.
Six Loan and Deposit Pricing Lessons
April 11, 2013
Understand members’ behavior and use segmentation strategies to reduce funding costs.
Loans Are the Best Investment
January 31, 2013
Series of new loan products helps Cooperative Center FCU recover from the recession and deliver on its business objectives.
Which State Has the Highest Deposit Rates?
January 23, 2013
The national average for deposit rates is 0.35%.
CUs Nationwide Report Transfer Day Membership Growth
November 07, 2011
CUs from various regions report membership, deposit growth.
What Is Adverse Action?
October 15, 2011
The Dodd-Frank Act amended FCRA to require CUs to disclose that a credit score was used in taking any adverse employment action.
Consider Deposits an ‘Economic Ballot Box’
April 11, 2011
The fact that nearly $6 trillion in deposits currently sits idle in liquid accounts, earning less than 0.5% in interest, indicates a strong lack of consumer confidence.
Why RDC: Aren’t Checks Dead?
November 04, 2010
As long as people write checks, RDC will be in demand.
'It's Not a Bailout'
September 30, 2010
It's important to correct any misperceptions about the corporate credit union and legacy asset plans.
Credit Union Magazine
December 2013 digital edition
Making an Impact in Motown
League Presidents Pass the Torch
Survey: Young Credit Card Users are Better Credit Risks
A Look Back With Jeff Post
Keep Member Data Safe
Good list of five, with room for a 6th, i.e., avoid cheerleaders as directors. When it comes time for a constructive critical thoughts to be raised by senior governance directors, cheerleaders add no value other than making themselves feel valuable because of 'feel good' fairy dust they want to sprinkle over everything said and everything done. That's not Governance, that's Cheerleading, and it requires a change of uniform and a change of title.
Great advice Barry! -Mary Ann Schlung Colorado Credit Union
I had the pleasure to attend this year conference. Josh was dynamic speaker. Love the "why" message.
Amen, Amen, Your financial well being has a lot to do with the time of your birth. I used to envie those guys at Employers Insurance who came home from WWII and stepped right into a growing economy full of opportunities. Never gave much thought tot he fact that their "opportunities" occurred because they had survived the Depression and hadn't been among those killed in action in the Great War. They wer, frankly, in short supply.
" We put members first by constantly seeking to anticipate, not react to, member needs and launching innovative programs before our members even know they want them." Reminds me of what Henry Ford said: "If I asked people what they wanted, they would have said faster horses."
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