Articles Tagged with 'deposits'

CUs in Boom and Bust Economies

November 11, 2013
Assets at the $305 million credit union in Williston, N.D., increased 27% in 2010 and 25% in 2011 at the height of the land-lease boom. READ MORE

Six Loan and Deposit Pricing Lessons

April 11, 2013
Understand members’ behavior and use segmentation strategies to reduce funding costs. READ MORE

Loans Are the Best Investment

January 31, 2013
Series of new loan products helps Cooperative Center FCU recover from the recession and deliver on its business objectives. READ MORE

Which State Has the Highest Deposit Rates?

January 23, 2013
The national average for deposit rates is 0.35%. READ MORE

CUs Nationwide Report Transfer Day Membership Growth

November 07, 2011
CUs from various regions report membership, deposit growth. READ MORE

What Is Adverse Action?

October 15, 2011
The Dodd-Frank Act amended FCRA to require CUs to disclose that a credit score was used in taking any adverse employment action. READ MORE

Consider Deposits an ‘Economic Ballot Box’

April 11, 2011
The fact that nearly $6 trillion in deposits currently sits idle in liquid accounts, earning less than 0.5% in interest, indicates a strong lack of consumer confidence. READ MORE

Why RDC: Aren’t Checks Dead?

November 04, 2010
As long as people write checks, RDC will be in demand. READ MORE

'It's Not a Bailout'

September 30, 2010
It's important to correct any misperceptions about the corporate credit union and legacy asset plans. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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