Articles Tagged with 'credit'

Rates & Ratios: Cards Lead Loan Decline

March 05, 2012
CU loans outstanding decreased 0.2% during January 2012 compared to a 0.4% increase in December 2011. READ MORE

CU 24 Conducts Fourth Annual CU Industry Survey

March 02, 2012
CU 24 encourages CU representatives to complete the survey and share their voice about the industry. READ MORE

Share Your Story

March 01, 2012
It’s the International Year of Cooperatives—the perfect time for CUs to share how they improve the lives of members and the communities they serve. READ MORE

Think You Know CPI? Think Again

March 01, 2012
If certain borrowers aren’t insuring collateral, your CU—and your members—bear the risk. READ MORE

CFPB: Brace for Impact

March 01, 2012
The Consumer Financial Protection Bureau is taking very seriously its role as protector of consumers against abusive credit providers. READ MORE

CU Hits a Mortgage Home Run

March 01, 2012
Roughly 90% of those who refinanced through the program were new members with an average loan-to-value of 45% and credit scores in the high 700s. READ MORE

Digital Shift Continues in Financial Services

February 28, 2012
Consumers are gravitating more toward online and mobile channels for daily financial management, and they’re showing a strong interest in tablet banking services. READ MORE

Free SWAG for Youth Saving Challenge Participants

February 24, 2012
In 2011, 300 participating CUs brought in $28.5 million in youth deposits and opened 9,000 new youth accounts. READ MORE

The Generational Debt Gap

February 22, 2012
Study provides insights into the debts and credit scores of four key age groups. READ MORE

Hope FCU: Fueling Companies That Fuel the Delta

February 22, 2012
‘Hope Federal’s faith in us allowed us to grow.’ READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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