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Articles Tagged with 'credit'

Why Do CUs Offer Green Loans?

July 10, 2012
The decision to finance green initiatives involves the convergence of several factors, says a Filene report. READ MORE

Credit Cards: Learn From the Best-Run Programs

July 11, 2012
CUs can improve their card programs by boosting efficiency, improving marketing, and avoiding common mistakes. READ MORE

Technology for What Purpose?

July 13, 2012
When a CU considers automation it should ask how it will help the average person. READ MORE

Four Simple Rules for Balance Sheet Management

July 16, 2012
Large balances sitting in Fed funds have amounted to a painful and mistaken bet on rising interest rates. READ MORE

 New Challenges Require New Leadership

August 20, 2012
Today’s constantly changing business environment calls for a different type of leadership. READ MORE

Think Twice Before Rejecting Criminals

August 01, 2012
The Equal Employment Opportunity Commission provides only a general outline for how employers should move forward. READ MORE

Highlights From CUNA’s ACUC

August 01, 2012
The state of the credit union industry is outstanding, says CUNA President/CEO Bill Cheney. READ MORE

Latest Reports Indicate Slower Recovery

August 20, 2012
While the economic recovery likely will remain on track, CUNA’s economists now expect marginally slower economic growth. READ MORE

A Merger of Equals

August 01, 2012
Mergers of credit unions, especially those of relatively equal size, can be difficult because the partners often struggle with leadership, governance, and cultural issues.

READ MORE

King: CUs Are No Longer a Place

July 19, 2012
Those not prepared for the move to mobile won’t have a future. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Are You Selling Products—Or Helping Members Achieve Their Goals?

Scenes from FinovateSpring 2013

Scenes from the 19th Annual CUNA CFO Council Conference

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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