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Articles Tagged with 'credit'

Mercer: Good Isn’t Good Enough

June 20, 2012
‘We can’t play at the same level by working harder using the same techniques.' READ MORE

CUs Growing Green

July 01, 2012
Green lending is relatively new at credit unions, and data about it is limited. READ MORE

The Mobile Wallet

August 11, 2012
But even plastic cards might become passé with the entrance of the mobile wallet. READ MORE

Five Best Practices for Online Cross-Selling

June 21, 2012
“Members don’t want to click eight times to find what they want,” says Fiserv’s Geoff Knapp. READ MORE

FBI Reports Overall Decline in 2011 Financial Institution Crimes

June 26, 2012
There were 5,093 crimes committed at financial institutions during 2011, down from 5,641 during 2012, according to the Federal Bureau of Investigation. READ MORE

Mobile Services: ‘An App is not a Strategy’

June 27, 2012
The popularity of mobile devices has prompted a flurry of spending and invention—some of wise and well-timed, much of it not. READ MORE

Pricer: Take Stock of Health-Care Requirements

June 28, 2012
Defined contributions will help CUs better manage their health-care costs. READ MORE

Tower Classic Golf Tournament Raises $28,000

June 29, 2012
The tournament has evolved from a casual social outing to a major fundraising event. READ MORE

Rates & Ratios: CUs Report Uptick in Loans

July 03, 2012
Credit union savings balances grew 0.2% in May compared to a 0.6% decrease in April. READ MORE

Some CU Lenders Thrived During Recession

July 05, 2012
How did some CUs grow their loan portfolios during the Great Recession while others floundered? READ MORE
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Credit Union Magazine

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May 2013

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Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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