Articles Tagged with 'debt'

‘Project Money’ Participants Stage $44,000 Turnaround

April 01, 2014
CU program puts members on solid financial footing. READ MORE

Courting the Millennials

February 17, 2014
Create an emotional connection with this group. READ MORE

Twisted Vines

October 18, 2013
Doing nothing is a choice, but one that often leads to disappointing results. READ MORE

Student Loan Debt May Slow Home Buying

September 09, 2013
Consumers with student loan debt tend to have lower credit scores than those without. READ MORE

Get Ready for CFPB’s Ability-To-Repay Rule

September 08, 2013
This final rule expands the ATR requirements to include most closed-end mortgages—with a few exceptions. READ MORE

School Days

August 12, 2013
Rising student loan debt hinders consumers’ ability to take out mortgages. READ MORE

'Where Did We Park?'

July 22, 2013
Unbridled enthusiasm can preempt us from laying a firm foundation for successful project implementation. READ MORE

Cut Through the Fog

July 15, 2013
Be a lighthouse to help members navigate to successful financial outcomes. READ MORE

Report: Older Americans Running Up Credit Card Debt

June 10, 2013
One-fourth of older households have taken on credit card debt to help other family members. READ MORE

The Return of the Borrower

June 07, 2013
Expect CU loan balances grow 5% to 6% in 2013—and even faster in 2014. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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