Lending

The Return of the Borrower

Less household debt and the improving labor market bode well for CU lending.

Jump-Start Your Loan Portfolio: Nine Steps

Analyze smaller segments of your loan portfolio to find opportunities.

Confusion Reigns Over Student Loan Costs

CU survey suggests future college graduates will face massive unintended debt.

Student Loans: Understand the Financial Aid Timeline

Follow five guidelines when marketing student loans.

The Key to Debit Card Growth

Change member behavior and shift volume away from cash and check.

CUNA Mutual Rolls Out Car-Buying App

The downloadable AskAuto™ app helps credit union members shop and buy smart.

Identify & Monitor Indirect Auto Lending Risks

Follow this checklist to build a stable framework for your CU's program.

Move Members from the Showroom to Your Lobby

CUs concede it’s a challenge to turn ‘indirect’ members into PFI members.

The Time Is Now for Capital Reform

CUs need it, regulators support it, and legislation has been introduced.

Lose the Recessionary Mindset, but Monitor Housing Market Closely

Don’t expect new mortgage products to carry the market in the future.

Credit Union Magazine

Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

The Bottom Line About Branding

Are You Selling Products—Or Helping Members Achieve Their Goals?

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.