Lending

The Tipping Point for Dealer Mark-Ups

Regulatory concerns may make dealer mark-up programs too risky to continue.

September 19, 2014
CFPB has charged ahead with enforcement actions against indirect lenders. Read More

Mitigate Subprime Lending Risk: Nine Steps

Higher-risk loans can both help members and boost CUs’ loan yields.

September 09, 2014
Employ a ‘firm close’ and stay in touch with high-risk borrowers. Read More

Driven to Serve

Nonprime auto loans can boost members’ economic mobility and fuel CU yields.

September 02, 2014
Nonprime auto loans can boost members’ economic mobility and fuel CU yields. Read More

Risk, Regulation Top Economics Conference Agenda

Interest-rate risk a key concern for NCUA.

August 28, 2014
CUs must address three key regulatory questions. Read More

Guide Members to Financial Health

Creating financially healthy members has clear long-term benefits.

August 27, 2014
‘If members are willing to learn and work, we are willing to help them.’ Read More

HELOC ‘End of Draw’ Periods Could Create ‘Financial Shock’ for Consumers

Higher payments may affect borrowers’ ability to meet other debt obligations.

August 19, 2014
Up to $79 billion in HELOCs may be at elevated risk of default, study says. Read More

Rewards Keep CU Cards ‘Top of Wallet’

As demographics change, consumers’ card reward preferences also shift.

August 06, 2014
Rewards programs are the top driver of which credit card tops a wallet. Read More

A Social Media ROI Success Story

Online loan generation tool taps into power of Facebook.

July 22, 2014
‘Facebook is the perfect platform to reach and build relationships with the online generation.’ Read More
America's CU Conference

The Lending World According to CFPB: Mortgages

Compliance change must be part of strategic plan and budget.

July 16, 2014
'CUs spent the past six months adjusting to the CFPB’s new mortgage rules, and they’re not done, yet.' Read More

Stars Align for Auto Loans

New- and used-auto loans account for the bulk of CU loan growth.

July 14, 2014
If you're taking stock of where CUs are doing their heaviest lending, look no further than auto loans. Read More

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