February 2012

Credit Union Magazine

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February 2012

In This Issue

Refine Collections to Reclaim Repayments

As both credit unions and members recover from the Great Recession, a thoughtful approach to strengthening collections makes it possible to find solutions for members, reclaim loan funds, and refine lending operations. Read More

The Strategy of Hope

We've all been there: A member applies for a small loan. “Start-up money,” she says, “for a new business venture. Not much, I only need a few thousand.” Read More

Consumers Confused About Credit Card Terms

In December 2011, the Consumer Financial Protection Bureau (CFPB) issued a report on its first three months of collecting credit card complaint data.  Read More

Handle Medical Information With Care

The Fair Credit Reporting Act limits consumer reporting agencies' ability to furnish reports containing consumers' medical information. Read More

 Beyond the Score

Hopefully it’s OK to say that the worst of the recession is behind us. At least, that’s what all the data and experts keep telling us. Read More

America Gets a Makeover

While the U.S. established its reputation as a melting pot centuries ago, the nation is more diverse today than ever before. Read More

CUs Cut Costs as Margins Shrink

The financial world is changing fast. Positioning for the future is critical in this competitive environment. Read More

USERRA Compliance Honors Servicemembers

Do you have employees who must leave work for two or three weeks each year as part of their training as members of the U.S. Army Reserve? Read More

Passionate About Community

The 2011 winners of CUNA’s Community Credit Union of the Year Award have relied on dedication to credit union values and community involvement for their success. CUNA presented the awards during its 2011 Community Credit Union & Growth Conference in San Francisco. Read More

Try On Your Members’ Shoes

There's an old saying, attributed to various sources, that has stuck with me over the years: To understand an-other’s feelings, concerns, and needs, you must “walk a mile in their shoes." Read More

Envision the Possibilities For Member Biz

My husband has a small property-care business—and he has a tablet and a smartphone. Read More

Cooperatively Yours

How can CUs get involved in the International Year of Cooperatives? Read More

Mobile Solutions for Small Businesses

Many small-business owners have undoubtedly heard about remote deposit capture. But incorporating those time-saving technologies into their small-business operations will have to wait—because these business owners are just too busy. Read More

 CU Donations Feed Thousands

Insights from Noelle Fischer-Herbert, vice president, corporate development, Pacific Service CU, Walnut Creek, Calif. Read More

Top Tech Trends

The Great Recession has slowed almost everything except the pace of technology innovation. Read More

Taking Care of Business Cards

CUs have a history with consumer credit cards, and many are expanding into business credit card services with a minimum of pain and fuss. Read More

 ROA and the Road to Recovery

CU earnings took a in third-quarter 2011 due to a hefty corporate stabilization expense, but the days of declining CU ROA likely are behind us. Read More

Salary trends How do your staff salaries stack up? Find out now.

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