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Small Business Owners Hike the Hill

Small business owners meet with their representatives to promote CUs' expanded MBL authority.

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Rep. Ed Royce (R-Calif.) confers with CUNA EVP of Governmental Affairs John Magill (left) at a reception at CU House, held to launch a broad, small-business Hike the Hill event featuring 75 small business and CU representatives from 15 states. Rep. Ed Royce
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At left, Sen. Mark Udall (D-Colo.) addresses small business and CU representatives at a briefing in advance of their U.S. House and Senate visits the following day to support an increased MBL cap for CUs. Rep. Mark Udall
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Rep. Ed Royce (R-Calif.) stands before posters noting a survey that found two-thirds of small business owners consider the lack of availability of credit to be a serious problem. Rep. Ed Royce
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Rep. Carolyn McCarthy (D-N.Y.), a chief co-sponsor of the pending House MBL bill, says CUs must do the "heavy lifting" to convince federal lawmakers to increase the MBL MBL cap. Rep. Carolyn McCarthy
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CUNA President/CEO Cheney (third from left) welcomes some small business representatives who hiked the hill in support of CUs. Bill Cheney
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Rep. Peter King (R-N.Y.), at right, listens as Energy Fitness co-owners Michael and Trevor Tucci (center) detail how Bethpage FCU has helped their burgeoning business begin. Rep. Peter King
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N.C. CU League SVP Dan Schline (right) thanks retiring Rep. Brad Miller (D-N.C.) for his support of H.R. 1418, and said the majority of Americans support the goal of MBL cap-lift legislation. Dan Schline

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Credit Union Magazine

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Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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