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Items Tagged with 'households'
Report: Older Americans Running Up Credit Card Debt
Job loss, medical bills lead to a growing debt burden.
June 10, 2013
One-fourth of older households have taken on credit card debt to help other family members.
One of Five Households Has Student Loan Debt
Burden is greatest on the young and poor, report reveals.
April 8, 2013
Average outstanding student loan balance approaching $30,000.
Meet the Needs of Evolving Member Households
CUs should gear their strategies and products toward population and cultural shifts.
March 21, 2013
Statistics outlined in a new U.S. Census report have far-reaching implications for CU membership growth and marketing strategies.
Americans Becoming ‘Payment Omnivores’
Three of four consumers use at least two bill payment methods each month.
January 28, 2013
Key drivers for mobile bill payments include time savings, anytime access, and convenience.
Census: U.S. Households Older, More Diverse
The prevalence of married households has declined from 71% in 1970 to 49% in 2012.
January 3, 2013
The share of U.S. households headed by a white non-Hispanic adult fell to 69% in 2012, down from 75% in 2000.
Demographic Shifts Provide Challenges, Opportunities
In addition to ethnic changes, the U.S. is also experiencing dramatic social change.
September 18, 2012
While the U.S. established its reputation as a melting pot centuries ago, we're more diverse today than ever before.
Service Without Reservation
A recent trip to the luxurious Broadmoor Hotel offers value lessons in outstanding service.
July 2, 2012
How might your CU create superior member service interactions that ensure loyalty and promote member growth?
Latino CU Conference
Six Principles of Hispanic Community Engagement
The Hispanic population will grow for generations—and CUs need to plan accordingly.
June 17, 2012
The Hispanic population has grown from 14.6 million in 1980 to 50.4 million in 2010.
Consumers Continue to Feel Sting of Recession
CUNA, Consumer Federation of America release annual survey of consumers’ holiday spending plans.
November 25, 2011
Only 19% of consumers report improved finances, while nearly 40% report declining financial conditions compared to last year.
Lora's Research Roundup
Won’t You Be My Neighbor?
Keeping up with the Joneses is less of an issue these days.
November 20, 2011
Financial trends reveal neighborhood changes with increased income disparity and new family lifestyle choices.
Credit Union Magazine
September 2014 digital edition
Leadership Q&A: Brandon Michaels
Set Up New Hires for Success: Seven Steps
Guide Members to Financial Health
Transforming the Branch Manager
Make Your Advertising Count
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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