Learn about our iPad app
Forgot your password?
how fatca will affect
» Keywords » rules
Items Tagged with 'rules'
What’s on the CFPB’s Agenda?
Expect a focus on mortgage rules, deposit regulations, and fair lending.
August 5, 2013
Agency moves full speed ahead on additional regulatory rulemaking.
CFPB Releases First Round of New Mortgage Exam Procedures
Reviewing the procedures helps institutions understand examiners' compliance standards.
August 1, 2013
The procedures address the agency’s new mortgage regulations on appraisals, escrow accounts, and compensation and qualifications for loan originators.
Take care of financially fragile members.
February 26, 2013
Financial education works, says personal finance guru.
Chatzky Writes the Book on Personal Finance
Financial editor takes a no-nonsense approach to living well and living within your means.
February 13, 2013
See how simple, straightforward financial advice applies to your CU, members, and community.
Expect a ‘Wild Compliance Ride’ in 2013
Experts urge CUs to make compliance a top priority.
November 20, 2012
Compliance often lacks black and white answers, so the ability to interpret rules and assess risk is essential.
Care About the Rule-Making Process
Whether a rule is proposed or final, CUs should pay attention and get involved.
July 2, 2012
Proposed rules are important to follow in this compliance environment.
CFPB Considers Mortgage Origination Rules
Final rules could be in place by January 2013.
July 1, 2012
The CFPB plans to publish a Notice of Proposed Rulemaking this summer, and a formal comment period will follow. Expect final rules by January 2013.
CFPB Details Mortgage Servicing Rules
Dodd-Frank gave the agency the authority to write regulations addressing the mortgage servicing market.
June 1, 2012
The CFPB will work extensively with consumers and the financial services industry to develop the proposed mortgage servicing rules.
CFPB: Brace for Impact
CUs must continue to watch the volume, complexity, and novelty of new consumer regulations.
March 1, 2012
The Consumer Financial Protection Bureau is taking very seriously its role as protector of consumers against abusive credit providers.
When ‘Free’ Means Free
Regs spell out when you can—and can’t—advertise accounts as free.
September 26, 2011
Since the Federal Reserve issued its final rules on interchange fees, some financial institutions have eliminated free checking to recoup lost income.
Credit Union Magazine
September 2014 digital edition
Plan Your Deposit Pricing Strategy Before Rates Rise
Q&A: How Technology Shapes CU Branch Design
Q&A: Staff Functionality Dictates Modern Branch Design
Four ‘Must Haves’ for Mobile Pay Technology
Money Machine Grabs Shoppers' Attention
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
Tweets by @cumagazine
Say: Does Your CU Offer Subprime Loans?
. Design, CMS, Hosting & Web Development ::