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Meet the Needs of Evolving Member Households

CUs should gear their strategies and products toward population and cultural shifts.
March 21, 2013
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Statistics outlined in a new U.S. Census report have far-reaching implications for CU membership growth and marketing strategies.
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GAC 2013

Maxwell, Herring Winners Reflect CU Principles

Host of innovative initiatives demonstrate CUs’ dedication to social responsibility.
February 13, 2013
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Host of innovative initiatives demonstrate CUs’ dedication to social responsibility.
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Census: U.S. Households Older, More Diverse

The prevalence of married households has declined from 71% in 1970 to 49% in 2012.
January 3, 2013
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The share of U.S. households headed by a white non-Hispanic adult fell to 69% in 2012, down from 75% in 2000.
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Water, Water Everywhere

How is a flood of retirement issues and the changing American family affecting your members?
December 19, 2011
Lora Bray
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Focus on communication, collaboration, and mutual understanding to meet members’ needs.
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Let's Play Ball!

Family income and educational background largely determine which kids succeed and which strike out.
October 23, 2011
Lora Bray
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On deck this week: The interrelation of productivity, wages, and marriage—as seen through the lens of major league baseball.
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Growing Younger

Several programs help CUs attract younger members.
September 26, 2011
Bill Cheney
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'How do we get more young people to become members?' That’s more than just the topic du jour for credit unions. It’s a strategic imperative.
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May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Scenes from FinovateSpring 2013

Gladwell: CUs are David to Banks’ Goliath

Lessons in Crisis Management from Sept. 11

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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