CFOs are expected to take a leadership role in the merging CUs’ cultural transformation.
April 20, 2012
In the past, the CFO focused solely on financials during mergers. That’s no longer the case.Read More
While ‘normal’ ratios are still elusive, we’re moving in the right direction.
February 1, 2012
CU earnings took a in third-quarter 2011 due to a hefty corporate stabilization expense, but the days of declining CU ROA likely are behind us.Read More
Efficiency ratios don’t necessarily measure what they claim to measure.
September 12, 2011
Most credit union decision-makers I know are a restless bunch—constantly looking for ways to improve operations and make (and keep) members happy.Read More
CUs must meet members’ needs while maintaining sound financial practices.
March 14, 2011
CU members believe the economic recovery they’re hearing about is mostly on Wall Street, not Main Street.Read More
Lack of access to alternative capital could have serious consequences for CUs.
September 2, 2010
Alternative, or supplemental, capital could allow credit unions to raise money from outside the institution and use it as a capital buffer.Read More
Lack of access to alternative capital could constrain CUs' long-term growth.
September 1, 2010
Fallout from the economic crisis increases the need for alternative capital. Even well-capitalized CUs are limiting growth due to fear of capital constraints. But to use alternative capital, CUs would have to demonstrate management savvy and discipline.Read More
July 16, 2010
CUs worldwide are struggling to generate sufficient capital from retained earnings. Alternative capital could help.Read More
June 15, 2010
Scrimping on employee recognition programs might be penny-wise, but it’s pound-foolish, agree human resource experts