Items Tagged with 'college'

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Survey: Young Credit Card Users are Better Credit Risks

Middle-aged consumers are more likely to have a serious delinquency than 19-year-olds.
December 7, 2013
Those who obtain credit cards early in life tend to be better credit risks in the long-term.
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Confusion Reigns Over Student Loan Costs

CU survey suggests future college graduates will face massive unintended debt.
May 26, 2013
Half of high school seniors don’t understand the cost and terms of student loans.
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Student Loans: Understand the Financial Aid Timeline

Follow five guidelines when marketing student loans.
May 9, 2013
Market your private student loan program early; preferably in May.
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Students Assume Greater Share of College Costs

CUs and college students are in desperate need of each other.
August 24, 2012
Lack of understanding about private student loans can lead to serious financial problems after graduation.
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The Lifelong Consequences of Student Debt

The default rate on student loans, overall, is close to 9%.
August 1, 2012
U.S. student debt is about $1 trillion and growing, and defaults are climbing. It’s entirely possible this trend might evolve into a crisis.
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What’s That Roaring Sound?

CUs are riding the wave of increased student loans.
September 12, 2011
An obscure book of business just a few years ago, student loan debt has roared past credit card debt and will surpass $1 trillion this year.
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CSS Alliance Delivers College Planning Advice

Financing a higher education has become a difficult process for many families.
February 18, 2011
To help CU members through the college financing process, CUNA Strategic Services and its strategic alliance provider, Fynanz Inc., will bring college planning information to CUNA’s member education products.
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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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