Must a credit union’s adverse action notification list all of the reasons for denying a loan application?
February 19, 2013
Also, answers to questions about the Fair Credit Reporting Act and Office of Foreign Assets Control.Read More
Private student loans have suffered a black eye in recent years as 'bad actors.'
January 1, 2013
Student loans offer opportunities for income and provide an affordable way for members to send their children to college.Read More
‘Luck is a matter of preparation meeting opportunity.’
November 12, 2012
We may not find immediate gratification as we walk our career paths, but it’s important to set goals and fuel our passions as we go.Read More
Intuition isn’t always accurate, but it bears consideration.
October 1, 2012
How often does acumen help us make good business decisions for our members and coworkers?Read More
Lora's Research Roundup
Research reveals consumer plans for holiday spending and disparities in household income.
November 21, 2011
Despite pervasive economic unpleasantness, we still have much to be thankful for this holiday week.Read More
Consumer bankruptcy filings among college educated, high-income earners is on the rise.
September 30, 2011
Institute for Financial Literacy releases annual consumer bankruptcy report... plus more research findings.Read More
Expect filings to increase during 2011.
January 21, 2011
Bankruptcy filings have increased each year since the Bankruptcy Abuse Prevention and Consumer Prevention Act was enacted in 2005.