Items Tagged with 'lenders'

ARTICLES

Ups and Downs in Homeownership

The housing industry is improving, but many young adults are delaying their first home purchase.
Lenders, feeling constrained by costs and regulations, may be applying more conservative lending standards.
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Patrick Adams

Crossing the Line to Fight the Good Fight

CU collaborates with local bank for good of the community.
‘The problems in St. Louis are bigger than any rivalry between banks and CUs.’
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New Realities Shape Today’s Appraisals

Appraisal tools come with a learning curve and other drawbacks.
Wholesale and correspondent CU mortgage lenders must scramble to comply with the latest regulation standardizing appraisals.
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CUNA Urges CFPB to Provide Reg Relief

Agency says it will develop recommendations to address regulatory streamlining issues.
CUNA cites need to address a number of issues, including ATM disclosures and HMDA triggers.
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Shell-Shocked Housing Market May Yield CU Opportunities

As banks retreat, CUs can flourish.
CUs have burnished their credentials among consumers while the reputation of brokers and bankers has languished.
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Financial Innovations Abound

FinovateFall displays the industry’s best and brightest solutions.
Conference highlights the best in payment, financial, investing, and banking technology.
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Life After Foreclosure

Mortgage-only defaulters aren’t as risky as you’d think, a TransUnion study says.
Consumers who defaulted only on their mortgages during the recession are far better credit risks on new loans than those who fell behind on multiple credit accounts.
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Prepare for Member Questions on Overdraft Protection

Overdraft protection programs guard membersfrom the cost and embarrassment of bouncing checks.


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