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Supplemental Capital Would Benefit CUs, Local Communities

CUs shouldn’t be punished for providing a safe haven for members’ deposits.
April 1, 2013
Paul Stull
No Comments
Deposits keep flowing into CUs due to consumers’ flight to safety.
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Why CUs Are Vital

How we’ll compete with larger entities in the future.
March 19, 2013
Bob Teachworth
No Comments
Making local decisions that support member needs is part of our DNA.
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Chris Brogan ACUC
America's CU Conference

Brogan: Facilitate Member Desire, Success, and Legacy

The CU 'isn't just a place to stick my money.'
June 22, 2012
No Comments
CUs think of banks as their competition, but really the competition is access and trust.
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Sri Lankan Women Gain Financial Access

Women’s Co-op helps Sri Lankan women open new businesses
July 1, 2011
No Comments
In Sri Lanka, a woman and her husband run a welding shop thanks to the financial support of Women’s Development Services Co-operative Society.
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Technology Best Practices, Part II

Affinity Plus FCU secures system access.
November 5, 2010
One Comment
Changing system access requests from a manual procedure to an automated process was an essential step in the ongoing evolution of system access security at Affinity Plus FCU.
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Service Delivery Strategies

Base yours on members’ needs, not trendy technology.
October 26, 2010
Darla Dernovsek
No Comments
Weaving your CU into members’ lives and businesses requires more than one product or delivery method.
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May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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