Items Tagged with 'homeowners'

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Find Your Voice

CUs hit the high notes for their members.
Are you singing the right part—or are you a soprano trying to master the bass line? 
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SCRA Compliance

Regulators turn their attention to the servicemembers civil relief act.
The SCRA provides certain financial protections to active-duty military personnel.
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Avoid These Mortgage Servicing Practices

Credit unions that service mortgage loans should have policies and procedures in place to ensure employees are adequately trained.
Five federal financial institution regulators issued guidance to mortgage servicers on military homeowners .
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CU Hits a Mortgage Home Run

‘Accelerated mortgage’ proves popular among well-qualified borrowers.
Roughly 90% of those who refinanced through the program were new members with an average loan-to-value of 45% and credit scores in the high 700s.
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Mortgage Delinquencies Edge Up During Fourth Quarter

But as the economy improves, delinquency rates should drift down.
While mortgage delinquencies have dropped more than 6% since fourth quarter 2010, it will take a long time for them to return to normal.
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OK to Walk Away?

Survey says 36% of Americans believe strategic defaults are acceptable in some cases.
As the housing market continues to flounder in many parts of the country, 21% of homeowners say they owe more on their mortgages than their homes are worth, survey says.
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Credit Union Magazine

Credit Union Magazine

October 2014

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