ARTICLES
Special Report: CU Reality Check 2013
Don’t base loan and deposit pricing decisions on what your competitors are doing.
April 11, 2013
Understand members’ behavior and use segmentation strategies to reduce funding costs.
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Award-winning lenders, part V
Diversified loan portfolio helps CU boost its 40% loan-to-share ratio.
January 31, 2013
Series of new loan products helps Cooperative Center FCU recover from the recession and deliver on its business objectives.
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Southern state pays the most on deposits, while a Midwestern state is the least generous.
January 23, 2013
The national average for deposit rates is 0.35%.
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The numbers are still being tabulated, but growth estimates are impressive.
November 7, 2011
CUs from various regions report membership, deposit growth.
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Answers to CU questions about adverse action notices.
October 15, 2011
The Dodd-Frank Act amended FCRA to require CUs to disclose that a credit score was used in taking any adverse employment action.
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Keeping deposits liquid indicates a lack of consumer confidence.
April 11, 2011
The fact that nearly $6 trillion in deposits currently sits idle in liquid accounts, earning less than 0.5% in interest, indicates a strong lack of consumer confidence.
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A new white paper examines the increasing adoption of remote deposit capture.
November 4, 2010
As long as people write checks, RDC will be in demand.
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Key points for board members about the NCUA corporate actions.
September 30, 2010
It's important to correct any misperceptions about the corporate credit union and legacy asset plans.
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