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Items Tagged with 'portfolio'
Shrinking margins heightens importance of credit quality.
January 2, 2013
Most CUs use growth as the chief measure of lending success—but that’s not enough.Read More
Business lending requires strong relationship-building, which favors CUs.
November 30, 2012
Expanding business lending could make CUs significant contributors to the national economic recovery.Read More
Seeking increased control and revenue, many CUs are bringing their card programs back in-house.
May 14, 2012
Seeking increased control and revenue, many CUs are bringing their card programs back in-house.Read More
But be prepared to sell your strategic lending plan to the examiner in charge.
March 30, 2012
Develop a good working relationship with your examiner—but make it clear you have a well-thought-out business plan.Read More
‘Accelerated mortgage’ proves popular among well-qualified borrowers.
March 1, 2012
Roughly 90% of those who refinanced through the program were new members with an average loan-to-value of 45% and credit scores in the high 700s.Read More
Bad-account data is a great resource for loan portfolio management.
January 24, 2012
There’s an upside to the economic down cycle: A wealth of information on bad accounts.Read More
Whatever your CU’s size and financial strength, loan portfolio development is critical.
October 24, 2011
Sound loan portfolio management has always been essential. But its importance has become particularly evident to credit union boards and management teams during the past several years.Read More
Re-examine your investment style to build a solid portfolio.
October 7, 2011
CU leaders should set aside personal investment biases and change their investment styles to build a solid investment portfolio.Read More
CUs find innovative ways to rebuild auto loan portfolios that lost $15 billion since 2006.
September 30, 2011
Auto loans have long been the bread and butter of credit union lending. But these days the bread is a tad drier and the butter a bit scarcer.Read More
CUs have a long history of success despite adversity.
September 12, 2011
Experts predict a “new normal,” where regulations, compliance costs, and business challenges will continue to increase.Read More