Items Tagged with 'portfolio'

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Most CUs use growth as the chief measure of lending success—but that’s not enough.

Expanding business lending could make CUs significant contributors to the national economic recovery.

Seeking increased control and revenue, many CUs are bringing their card programs back in-house.

Develop a good working relationship with your examiner—but make it clear you have a well-thought-out business plan.

Roughly 90% of those who refinanced through the program were new members with an average loan-to-value of 45% and credit scores in the high 700s.

There’s an upside to the economic down cycle: A wealth of information on bad accounts.

Sound loan portfolio management has always been essential. But its importance has become particularly evident to credit union boards and management teams during the past several years.

CU leaders should set aside personal investment biases and change their investment styles to build a solid investment portfolio.

Auto loans have long been the bread and butter of credit union lending. But these days the bread is a tad drier and the butter a bit scarcer.

Experts predict a “new normal,” where regulations, compliance costs, and business challenges will continue to increase.