Rule applies to most closed-end loans secured by a dwelling.
January 14, 2014
Consumer Financial Protection Bureau amended Regulation Z to implement certain Dodd-Frank Act requirements.Read More
New rule includes an exemption for small servicers.
November 1, 2013
As required by the Dodd-Frank Act, the CFPB will require periodic statements for most closed-end mortgages—not just open-end loans.Read More
The provision would've taken effect June 1.
July 1, 2013
CUNA formally requested the delay so the CFPB could clarify certain issues and provide more time for credit unions to implement changes.
Agency targets mortgage originations, escrow accounts, and high-cost loans.
July 20, 2012
The Consumer Financial Protection Bureau addresses mortgage originator standards, high-cost mortgages, and escrow accounts.Read More
Engage early in a rulemaking and make noise throughout the newly extended process.
June 11, 2012
By proposing rules after soliciting feedback, CFPB has changed the rules of the rulemaking game—and spectators need to pay attention.Read More
Watch for a special report from CUNA Councils on Dodd-Frank Act compliance.
March 22, 2012
Traversing the ever-changing regulatory environment of yesterday seems like child’s play compared with the “new normal” of today.Read More
But fees are still limited during the first year following account opening.
January 13, 2012
The original rule regarding the limitation of fees during the first year after an account is opened remains in place and credit unions should continue to comply with it.Read More
Clarifications, final rules, and proposals.
January 1, 2012
CFPB update, remittance transfers, HUD proposed discrimination standards, and private education loans.Read More
Freshman congressman wants to deal with the Dodd-Frank provisions that kill jobs and affect interchange.
March 2, 2011
Jobs and interchange top the legislator's agenda.Read More
The CFPB has a sweeping mandate and raises many questions.
March 1, 2011
The CFPB has a sweeping mandate and raises many questions.Read More