Items Tagged with 'dodd-frank'

ARTICLES

Agency Expands HMDA Requirements

Expect the CFPB's final rule in mid-2015.
Michael McLain
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CFPB expands HMDA to help spot discriminatory or other negative mortgage lending trends.
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New Loan Originator Requirements Take Effect

Rule applies to most closed-end loans secured by a dwelling.
Valerie Moss
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Consumer Financial Protection Bureau amended Regulation Z to implement certain Dodd-Frank Act requirements.
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Mortgage Servicing: What’s in Store?

New rule includes an exemption for small servicers.
Michael McLain
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As required by the Dodd-Frank Act, the CFPB will require periodic statements for most closed-end mortgages—not just open-end loans.
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Credit Insurance Financing Prohibition Delayed

The provision would've taken effect June 1.
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CUNA formally requested the delay so the CFPB could clarify certain issues and provide more time for credit unions to implement changes.


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Three Additional Rules From CFPB

Agency targets mortgage originations, escrow accounts, and high-cost loans.
Michael McLain
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The Consumer Financial Protection Bureau addresses mortgage originator standards, high-cost mortgages, and escrow accounts.
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Know Before You Owe Mortgages: A Game-Changer

Engage early in a rulemaking and make noise throughout the newly extended process.
Lauren Capitini
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By proposing rules after soliciting feedback, CFPB has changed the rules of the rulemaking game—and spectators need to pay attention.
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Navigating Dodd-Frank’s Murky Waters

Watch for a special report from CUNA Councils on Dodd-Frank Act compliance.
Erin Mendez
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Traversing the ever-changing regulatory environment of yesterday seems like child’s play compared with the “new normal” of today.
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Court OKs Up-Front Card Fees

But fees are still limited during the first year following account opening.
Michael McLain
No Comments
The original rule regarding the limitation of fees during the first year after an account is opened remains in place and credit unions should continue to comply with it.
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Compliance Matters

Clarifications, final rules, and proposals.
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CFPB update, remittance transfers, HUD proposed discrimination standards, and private education loans.
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Stivers: 'We need to hold government agencies accountable'

Freshman congressman wants to deal with the Dodd-Frank provisions that kill jobs and affect interchange.
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Jobs and interchange top the legislator's agenda.
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