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Items Tagged with 'disclosure'
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CFPB Eyes Consumer Disclosure Trials

Innovation in consumer disclosures through experimentation encouraged.
February 14, 2013
No Comments
Dodd-Frank authorized the CFPB to facilitate innovation and to approve trial disclosure programs.
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CFPB Issues New Proposal on International Remittances

Agency also delays the final rule’s implementation date.
January 21, 2013
No Comments
CUNA remains concerned over remittance exemption rules.
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Compliance Q&A: Reg E’s Remittance Transfer Rule

What Reg E disclosures must we provide a member who requests a remittance transfer?
October 1, 2012
No Comments
CUs that offer remittance transfer services generally must provide the member with a written prepayment disclosure.
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CFPB Will Keep CUs Busy

Agency puts priority on consolidated mortgage disclosures.
May 21, 2012
Michael McLain
No Comments
Agency puts priority on consolidated mortgage disclosures.
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What Is Adverse Action?

Answers to CU questions about adverse action notices.
October 15, 2011
Valerie Moss
No Comments
The Dodd-Frank Act amended FCRA to require CUs to disclose that a credit score was used in taking any adverse employment action.
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Ready for July 21?

Several Dodd-Frank provisions go into effect this month.
June 11, 2011
Andrea Stritzke
No Comments
July 21, 2011, is a significant date for all credit union compliance staff. Why?
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Reg Z Revisited, Again

Still more clarification is needed on the Fed’s Reg Z changes.
May 18, 2011
Michael McLain
No Comments
Still more clarification is needed on the Fed's Reg Z changes.
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‘You’ve Got to Be Kidding Me!’

Mortgage Disclosure Improvement Act regs leave much to be desired.
April 14, 2011
Bill Klewin
No Comments
New mortgage disclosures mean CUs face a short compliance timeframe and difficult problems to solve. Again.
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The Last Piece of the FACT Act Puzzle

Risk-based pricing provisions go into effect Jan. 1, 2011.
October 1, 2010
Valerie Moss
No Comments

Here's a snapshot of the risk-based pricing provisions of the FACT Act.


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Credit Union Magazine

• May digital edition

May 2013

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Finovate Highlights Industry's Best and Brightest

Look into the Future of Finance

Scenes from FinovateSpring 2013

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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