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Builder Confidence Holds Steady in January

But stalemate in Washington continues to impede the housing recovery.
January 23, 2013
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More housing markets show signs of recovery.
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Economic outlook
2012 Governmental Affairs Conference

The 2012 Economy: ‘Good, Not Great’

CUs should prepare for 'painfully slow' loan growth.
March 21, 2012
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Barring any major shocks, the U.S. economy should experience gross domestic product growth of 2.5% in 2012.
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Will We Double-Dip?

The two sides of the debate are worth consideration.
November 10, 2010
Steve Rick
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There are two sides to the debate. Are you a double-dipper or a recoverian?
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Fixing the Economy

CUNA's economists debate the merits of government stimulus vs. fiscal restraint.
October 26, 2010
Bill Merrick
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In 1932, John Maynard Keynes ignited a debate among economists and policy makers that still burns to this day. In a letter to the Times of London, Keynes proposed using federal deficit spending to reduce the length and severity of the Great Depression. Is that the best approach to tackle today's economic challenges?
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May Cover

Credit Union Magazine

• May digital edition

May 2013

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What's Popular

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Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

The ABCs of APT

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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