Items Tagged with 'electronic'

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Best Practices Boost Bill Pay Adoption

Many consumers lack awareness and understanding of CUs’ electronic bill-pay services.
Bill-pay users have higher balances and lower attrition, and use more revenue-generating products than nonusers.
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Compliance Q&A: Unlawful Internet Gambling Enforcement Act

Does the UIGEA require using specific language in the “notice to commercial customers”?
Compliance questions and answers about the Unlawful Internet Gambling Enforcement Act and Electronic Fund Transfers.
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Turn to IT to Boost Efficiencies

CUs should consider collaboration, work flow improvements to reduce costs.
As credit unions experience tepid loan demand and increased pressure on earnings, they’re turning to their in-formation technology (IT) departments to achieve greater efficiencies, according to CUNA’s 2012-2013 Credit Union Environmental Scan Report.
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Embrace End-to-End E-Lending

Electronic lending, from application to funding, will be a requirement to remain competitive.
Members, particularly young adults, will demand the ability to obtain loans without face-to-face interaction at any point in the transaction.
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Compliance Q&A: E-Statement Notices

CUs have flexibility in how they deliver disclosures electronically.
Are credit unions required to send a monthly e-statement notice via e-mail to members who have signed up for home banking?
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