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Will the Fourth Time Be a Charm?

The Fed’s QE-4 plan will keep pressure on CUs’ net-interest margins.
February 11, 2013
Steve Rick
No Comments
The Fed is saying it’s willing to accept an inflation rate that is higher than its target of 2%.
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Social media

Use Social Media Wisely

Should you allow employees to access social media outlets using CU resources?
April 16, 2012
Joni Lovingood
One Comment
Failure to clearly outline the CU’s social media use expectations through a written policy can significantly increase risk.
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Special Report: America's CU Conference

Giving Good Governance

Filene fellow stresses the importance of continuity in leadership.
July 1, 2011
Bob Hoel
No Comments
If everyone looks like you in the boardroom, your board needs a greater diversity of skills and experience.
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Seven Questions to Ask Before Developing a Social Media Policy

Crafting a social media policy is premature unless the policy designers answer these critical questions first.
May 13, 2011
One Comment
Approach social media using an organized and planned approach, consistent with the organization's mission, strategy, and values.
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Develop an Effective Social Media Policy

Manage the risks when your CU tweets, blogs, or chats.
February 14, 2011
Steve Gibbs
No Comments
Thoroughly evaluate four areas of potential risk before engaging in social media.
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Social Media Policies: 14 Key Guidelines

Make social media policies a subset of your overall business strategy.
September 7, 2010
No Comments
Are written social media policies necessary? Yes, according to a CUNA Councils white paper.
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May 2013

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Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

Are You Selling Products—Or Helping Members Achieve Their Goals?

Scenes from FinovateSpring 2013

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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