Items Tagged with 'delinquent'

ARTICLES

Auto Loan Delinquencies Fall to All-Time Lows

Consumers are more likely to keep their auto loans current than their mortgages.
Asset quality remains high despite increases in nonprime auto loans.
Read More

Compliance Q&A: Adverse Action Notices

Understand Reg B's adverse action definition when terminating credit accounts.
Is a CU required to send an adverse action notice when it terminates a member's delinquent credit card account?
Read More

Performance of Modified Loans Improves

FHFA releases third-quarter foreclosure prevention report.

Loans modified during the last three quarters are performing substantially better three months after modification, compared to loans modified in earlier periods.


Read More

Is There a (Juris) Doctor in the House?

There's a 60% default rate associated with modified mortgages.
Millions of mortgages have been shipped around the global financial system—sold and resold—without the documents that traditionally prove who legally owns the loans and the properties.
Read More

Restructuring Troubled Debt

CUs face a delicate balancing act as they try to help members.
Can you spot the troubled debt restructuring in these scenarios?
Read More

What's Popular

Popular Stories

Recent Discussion

Your Say: What's Your Expected Loan Growth in 2015?

View Results Poll Archive