Consumers are more likely to keep their auto loans current than their mortgages.
September 12, 2012
Asset quality remains high despite increases in nonprime auto loans.Read More
Understand Reg B's adverse action definition when terminating credit accounts.
January 26, 2011
Is a CU required to send an adverse action notice when it terminates a member's delinquent credit card account?Read More
FHFA releases third-quarter foreclosure prevention report.
December 21, 2010
Loans modified during the last three quarters are performing substantially better three months after modification, compared to loans modified in earlier periods.
There's a 60% default rate associated with modified mortgages.
November 15, 2010
Millions of mortgages have been shipped around the global financial system—sold and resold—without the documents that traditionally prove who legally owns the loans and the properties.Read More
CUs face a delicate balancing act as they try to help members.
August 25, 2009
Can you spot the troubled debt restructuring in these scenarios?Read More