Items Tagged with 'home'

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Top Five Mortgage Compliance Issues to Address Now

The changes to mortgage servicing are extensive.
October 23, 2013
CFPB’s new mortgage rules are a major pain point for CUs.
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2013 Lending Outlook

Opening the door to loan growth requires innovation and higher risk tolerance.
November 1, 2012
The threat of a fiscal cliff brings continued uncertainty for business and consumer lending.
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December Home Prices Hit Record Low for 2010

Don’t expect prices to rebound until the supply of foreclosed properties is exhausted.
March 1, 2011
Sales of foreclosed properties dampened U.S. home prices.
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Index Predicts 7.1% Home Price Decline

Despite gains in the national average, home prices fell in 70% of metro areas.
December 22, 2010
Much of the sustained activity in the first half of the year was due to the first-time home-buyer tax credit that expired in June. Since then, home sales activity has plummeted.
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Real Estate at a Crossroads?

Property values in many markets haven't bounced back, but some CUs see increasing mortgage demand.
September 1, 2010
CUs are continuing with strong underwriting standards while helping members as much as possible to stay in their homes.
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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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