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Items Tagged with 'housing'
Ups and Downs in Homeownership
The housing industry is improving, but many young adults are delaying their first home purchase.
August 18, 2014
Lenders, feeling constrained by costs and regulations, may be applying more conservative lending standards.
Housing: Residence or Investment?
Home prices have been rising for 28 consecutive months.
June 1, 2014
Americans favor real estate as the best long-term investment.
Home Sweet Home
Spring into action with targeted mortgage services.
March 24, 2014
Homeownership trends and the economy impact generations of consumers.
Solving the Fannie and Freddie Puzzle
The nation’s $10 trillion housing finance system needs reform, but there’s little agreement about what reform should look like.
March 5, 2014
Reform could have a significant impact on credit union mortgage lending operations and earnings.
Ups and Downs
Sometimes we’re escalating, sometimes we’re excavating.
January 12, 2014
Home prices are rising and inventories are shrinking, but consumers are still a cautious lot by and large.
That Daring Young Man on the Flying Trapeze
Both consumers and lenders must prepare for economic flips and turns, and have safety nets in place.
September 16, 2013
‘Risk comes from not knowing what you’re doing.’
Find Your Voice
CUs hit the high notes for their members.
June 24, 2013
Are you singing the right part—or are you a soprano trying to master the bass line?
Lose the Recessionary Mindset, but Monitor Housing Market Closely
Don’t expect new mortgage products to carry the market in the future.
April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever.
Numbers Tell a Story
Lenders and owners are rehabilitating millions of foreclosed properties.
April 1, 2013
Can your CU become a character in the tale of the improving housing market?
Watching Paint Dry Can Be Palatable
How much of any process or situation can you control to ensure a successful outcome?
February 18, 2013
Preparedness is important, but unanticipated variables ultimately come into play.
More Articles Tagged with 'housing'
Credit Union Magazine
August 2014 digital edition
CUNA Economist Gives ‘Rosiest’ Forecast in Seven Years
Guide Members to Financial Health
Defining the Social Media ROI Debate
Synergy Separates Great Boards from Good Boards
You Can't Freeze Out CU Folks From a Good Fundraiser
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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