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Items Tagged with 'market'
Ten Pearls of Wisdom for CU Marketers
Realize that changing people is near impossible.
November 20, 2013
Aim for the heart, not the head.
Subprime Auto Loan Market Holds Promise
But be careful and don’t stray too far from your current membership base.
November 23, 2012
'To do it right, credit unions need to hire experienced people to work with them on entering the subprime market.'
Commercial Lending: Get Past ‘No’
Ten ways to convince the loan committee to say ‘yes.’
September 1, 2012
There are many reasons a loan committee may decline a commercial loan deal.
Mortgage Delinquency Picture Improves
Expect mortgage delinquency rates to mimic the economy with continued slow improvement.
August 9, 2012
Nationwide mortgage delinquency rate dropped nearly 9% during the first half of 2012.
2012 Governmental Affairs Conference
Which Picture Will CUs Paint?
People flock to the safety during times of volatility.
March 20, 2012
What will the CU movement look like in 2034—the centennial of the first federally chartered credit union?
Tools of the Trade
Member Databases a ‘Gold Mine’
Mining member records helps CUs unearth a treasure trove of data.
December 19, 2011
Too many CUs either fail to segment or use obsolete segmentation schemes.
Is the ‘New Normal’ Really That New?
CUs have a long history of success despite adversity.
September 12, 2011
Experts predict a “new normal,” where regulations, compliance costs, and business challenges will continue to increase.
Special Report: America's CU Conference
Want to Attract Hispanic Members? Build a Community Presence
Latino forum offers advice on serving the nation’s fastest-growing population.
June 20, 2011
Several barriers have kept CUs from engaging fully with the Hispanic community.
Looking for a Lending Rebound
Members are paying down debt at unprecedented rates, wreaking havoc on CU loan portfolios.
March 31, 2011
Take advantage of the few opportunities today's economy offers, including low rates and refinancing opportunities.
Goldstein: CUs serve underserved
Treasury official promises continued reform of the housing market.
February 28, 2011
When it comes to serving the nine million households that are unbanked and the 21 million households that are underbanked, CUs offer a lot of value to their communities.
More Articles Tagged with 'market'
Credit Union Magazine
September 2014 digital edition
Plan Your Deposit Pricing Strategy Before Rates Rise
Q&A: How Technology Shapes CU Branch Design
Q&A: Staff Functionality Dictates Modern Branch Design
Four ‘Must Haves’ for Mobile Pay Technology
Money Machine Grabs Shoppers' Attention
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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