Items Tagged with 'recession'

ARTICLES

Policy Makers Worldwide See the Value of Cooperatives

Cooperatives exist to improve the lives of the members they serve.
October 1, 2012
What CUs do has changed considerably over the years—but why CUs do what they do remains unchanged.
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Lean on Me

More consumers need a hand surviving the recession and preparing for retirement.
August 20, 2012
Do your members lean on you with their personal finance issues, financial literacy concerns, and other needs?
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Risk Averse in a Bathing Suit

Don't let aversion to risk sink your CU.
January 2, 2012
Are your practices “tried and true” or “tried and tired?”
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Lenders Put the Brakes on Auto Loan Delinquencies

Annual auto loan delinquency forecast predicts smoother sailing ahead.
December 15, 2011
Auto loans have performed well since the start of 2010, and originations have increased significantly since second-quarter 2009.
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The Wheels on the Bus Go ‘Round and ‘Round…

"All aboard" for a look at small business and student lending trends
October 24, 2011
We’ll take a spin through more recession takeaways, fly over some employer trends, chug through some fraudulent facts, and cruise by the latest retail news...
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Discovery Conference

Economic Woes Hinder Retirement

As the economy languishes, many are rethinking their post-work plans.
October 5, 2011
Survey shows nearly four in 10 workers plan to retire after age 70.
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Higher Education, Income No Guarantee Against Bankruptcy

Consumer bankruptcy filings among college educated, high-income earners is on the rise.
September 30, 2011
Institute for Financial Literacy releases annual consumer bankruptcy report... plus more research findings.
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Pay Plans Still Sluggish

CUs are exercising post-recession caution with compensation.
August 8, 2011
CUNA is releasing a number of salary surveys to help you keep up with compensation trends for all CU employees from tellers to CEOs.
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Interest-Rate Risk Scenarios

It’s vitally important to measure, monitor, and control all risk.
June 14, 2011
Fed-funds futures trading shows signs of short-term interest-rate increases beginning later in 2011.
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Life After Foreclosure

Mortgage-only defaulters aren’t as risky as you’d think, a TransUnion study says.
May 25, 2011
Consumers who defaulted only on their mortgages during the recession are far better credit risks on new loans than those who fell behind on multiple credit accounts.
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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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