Icon Icon Icon Icon
Forgot your password?
Home » Keywords » delinquency

Items Tagged with 'delinquency'
delinquency RSS FeedSubscribe

ARTICLES

Data Analysis
Part II

Embrace Real-Time Data, Multiple Channels for Lending Success

CUs have more information than most businesses, but they often fail to capitalize on it.
January 14, 2013
Jim Jerving
No Comments
Most loan applications are antiquated and burdensome, mobile expert says.
Read More
Mortgage delinquencies

Expect a Slow Decline in Mortgage Delinquencies

'We would have hoped for a projection that called for a more substantive drop in delinquencies.'
December 14, 2012
No Comments
Forecast also says credit card delinquency rates will remain relatively low throughout next year.
Read More

Auto Loan Delinquencies On the Rise

The increase, however, is only seasonal and the rate remains very low, experts say.
December 5, 2012
No Comments
Seasonal factors that affect the auto loan delinquency rate include back to school needs and holiday purchases.
Read More

Mortgage Modifications Improve Loan Performance

Consumers with mortgage modifications outperform those without on new loans.
October 5, 2012
No Comments
Consumers who default only on their mortgages are better risks than those with multiple delinquencies.
Read More

 CU Financials Show Improvement

Mortgage balances are growing and delinquency ratios are dropping.
September 1, 2012
Steve Rick
No Comments
In the first half of 2012 credit unions reported improving financial results.
Read More
Mortgage delinquency

Mortgage Delinquency Picture Improves

Expect mortgage delinquency rates to mimic the economy with continued slow improvement.
August 9, 2012
No Comments
Nationwide mortgage delinquency rate dropped nearly 9% during the first half of 2012.
Read More

Credit Card Users Making Timelier Payments

Delinquency and average debt per borrower decline during the first quarter.
May 25, 2012
No Comments
A new report suggests the credit card marketplace continues to recover from the problems it faced during the Great Recession.
Read More

Auto Loan Delinquencies Hit All-Time Low

Delinquency rates fell to 0.36% during first-quarter 2012.
May 24, 2012
No Comments
Improvement attributed to growing demand for both new and used vehicles, and higher used vehicle values.
Read More
Mortgage delinquency

Mortgage Delinquencies Edge Up During Fourth Quarter

But as the economy improves, delinquency rates should drift down.
February 15, 2012
No Comments
While mortgage delinquencies have dropped more than 6% since fourth quarter 2010, it will take a long time for them to return to normal.
Read More

Lenders Put the Brakes on Auto Loan Delinquencies

Annual auto loan delinquency forecast predicts smoother sailing ahead.
December 15, 2011
No Comments
Auto loans have performed well since the start of 2010, and originations have increased significantly since second-quarter 2009.
Read More
More Articles Tagged with 'delinquency'

IMAGE GALLERIES

More Galleries Tagged with 'delinquency'
May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

The Bottom Line About Branding

Are You Selling Products—Or Helping Members Achieve Their Goals?

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

Your Say: What's Your Favorite Social Media Channel?

View Results Poll Archive

RSS