Items Tagged with 'payment'

ARTICLES

CFPB’s Mortgage Servicing Requirements

Final rule covers periodic statement requirements, interest-rate adjustments, and more.
Michael McLain
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Final rule covers periodic statement requirements, interest-rate adjustments, and more.
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QR Codes: More Than a Marketing Gimmick

There’s now a range of applications for what typically has been a marketing tool.
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The QR code is no panacea, but it can do much more than it’s doing now.
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Best Practices Boost Bill Pay Adoption

Many consumers lack awareness and understanding of CUs’ electronic bill-pay services.
Daniel Steere
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Bill-pay users have higher balances and lower attrition, and use more revenue-generating products than nonusers.
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CUNA Community CU & Growth Conference

Don’t Expect ‘Dramatic’ Payments Change Soon

But CUs should investigate these strategies while on watch for a truly disruptive system.
Adam Mertz
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New payment models haven't taken hold because the technology we have today is good enough.
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Card Balance Transfer Goes Mobile

San Diego County CU's smartphone app allows members to easily switch from other credit cards.
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A photo uploaded to the app reads the competitor's name, address, and payment amount from a statement, and transfers the sum to a Visa card issued by San Diego County CU.
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Council Corner

Exploring a Payments Strategy

Payments will continue to evolve for CUs.
Rudy Pereira
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The days of relying on a steady income stream from debit card interchange fees are fading.
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Americans Becoming ‘Payment Omnivores’

Three of four consumers use at least two bill payment methods each month.
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Key drivers for mobile bill payments include time savings, anytime access, and convenience.
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CUNA Lending Council Conference

Embrace Subprime Borrowers

Serving C, D, and E members boosts loans and income, and helps those who need it most.
Bill Merrick
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CUs are “stabbing each other in the back” with low-rate auto loans aimed at top-tier members.
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What’s the Future of Loan Payments?

There are notable generational differences regarding e-payment adoption.
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Members expect a variety of loan payment options.
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The 14-Day Question

Fed’s Reg Z final rules affect when CUs must send periodic statements.
Michael McLain
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Some CUs are confused about the 14-day timing requirement for periodic statements.
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