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ARTICLES

FinovateSpring

Look into the Future of Finance

From eWallets to ‘Snap to Tag,’ innovations continue during FinovateSpring.
May 16, 2013
Steve Rodgers
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Check out the latest advancements from the financial service industry’s technology leaders.
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Mobile payments sm

‘Enter the Mobile Payments Era’

Report predicts mobile payments will supplant both cash and traditional plastic cards.
May 11, 2013
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Mobile services can help CUs serve young adults, small business owners, and the underserved.
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Five Tech Trends to Watch

Embrace mobile services—but beware mobile malware.
May 1, 2013
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CUs must continually improve their technical infrastructure.
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chalk

Study Reveals Strong Demand for Real-Time Payments

Most consumers want payment services from their primary financial institutions.
April 23, 2013
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Payment services are especially popular among members of Generation Y.
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Council Corner

Exploring a Payments Strategy

Payments will continue to evolve for CUs.
April 8, 2013
Rudy Pereira
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The days of relying on a steady income stream from debit card interchange fees are fading.
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Fairy Tale

Help Make Fairy Tales Come True

How do you tell your story to your members as you help them to write their own?
March 25, 2013
Lora Bray
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CUs are members' knights in shining armor.
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Why CUs Are Vital

How we’ll compete with larger entities in the future.
March 19, 2013
Bob Teachworth
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Making local decisions that support member needs is part of our DNA.
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Mobile Services a Must-Have

Members expect CUs to keep pace technologically with the big banks.
March 13, 2013
Steve Shaw
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Cutting-edge mobile services level the playing field against larger competitors.
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Mobile Apps or Bust

Mobile banking solutions are quickly becoming an expectation.
March 1, 2013
No Comments
Three questions to answer before starting the development of your mobile app.
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Introducing the Millennial

The Millennial generation is beginning to saturate the retail banking customer base.
February 13, 2013
No Comments
As these potential members mull their options for long-term financial partners, it will pay to get to know them now.
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May Cover

Credit Union Magazine

• May digital edition

May 2013

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What's Popular

Popular Stories

Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

The Bottom Line About Branding

Are You Selling Products—Or Helping Members Achieve Their Goals?

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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