Items Tagged with 'stabilization'

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Earnings Back to ‘Normal’ Range

ROA should reach 90 bp this year, but small CUs continue to struggle.
Average net income for credit unions in 2012 will be about 90 basis points of average assets.
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Corporate CU Assessments Handcuff Growth, Prompt Cutbacks

Replenishing the Corporate Stabilization Fund has been especially hard on small CUs.
CU executives hope NCUA Corporate Stabilization Fund assessments will help keep the CU movement healthy in the long term.
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CUs Worldwide Share Common Operating and Member-Service Challenges

No matter where you are in the world, it’s all about access, convenience, and member service.
Since the global financial crisis and worldwide recession, CUs everywhere face similar issues.
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NCUA to Allow Voluntary Prepayments of Stabilization Fund Assessments

Revised program could reduce 2011 assessments by 6.4 basis points of insured shares.
CUs must commit to $500 million in prepayments by August 9 for the program to move forward.
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NCUA May Allow Voluntary Prepayment of Corporate Assessments

If there’s not enough interest among CUs, the program won’t be implemented.
If all eligible CUs participate to the maximum extent permitted, the 2011 assessment to all CUs could be around 10 bp instead of 25 bp.
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Assessments Less Onerous for CUs Than Banks

CUs likely will pay about one-third less than banks over the next 11 years.
NCUA assessments are expected to total 90 bp of insured shares by 2021 vs. 144 bp for banks, a CUNA white paper reports.
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A Tale of Two Insurance Funds: NCUSIF vs. FDIC

Costs will be 60% greater to replenish bank fund than for NCUSIF.
There's a good chance the ultimate remaining cost will be closer to $5 billion than $8 billion, although this won’t be known until late in the remaining 11-year life of the stabilization program.
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Forecasting the 2010 NCUSIF Premium

The premium, assessed later this year, likely will be 6 bp to 10 bp.
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