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Items Tagged with 'premium'
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Minimum Cost, Maximum Efficiency

Why single-premium mortgage insurance makes more sense than ever.
May 19, 2013
No Comments
Single-premium mortgage insurance lowers closing costs for members by allowing them to finance the MI as part of the loan.
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Tracked CPI: Don't Compromise the Member Experience

Ask the right questions to make sure tracked programs won’t cause friction with members.
January 30, 2013
Al Olson
No Comments
A tracked program can cover more loss situations than a blanket policy.
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New Insights on NCUA Assessments

Here’s some good news about corporate losses, stabilization assessments, and insurance premiums.
November 14, 2011
Mike Schenk
No Comments
"Consternation" is a good word to describe CUs' reaction to NCUA's corporate stabilization assessments and insurance premiums.
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The Hidden Benefit of Tracked Collateral Protection

Protecting collateral is critical for maintaining a healthy auto loan portfolio.
June 8, 2011
No Comments
CPI helps Meritrust CU protect its collateral without affecting the entire membership.
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Prepare for Health-Care Changes

Several key provisions of the health-care reform law will go into effect this year.
March 11, 2011
No Comments
Several key provisions of the health-care reform law will go into effect this year.
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Forecasting the 2010 NCUSIF Premium

August 1, 2010
Bill Hampel
No Comments
The premium, assessed later this year, likely will be 6 bp to 10 bp.
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May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

Finovate Unveils Best of Show Winners

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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