Items Tagged with 'cards'

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Getting Ready for EMV

Converting to chip cards is one way CUs will bolster card security.
The migration to chip cards can be daunting for CUs with limited resources.
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Many Consumers Burdened by 'Debito'

A straight-to-the point look at consumers' credit card habits.
Americans owe $856.9 billion on their credit cards, the third-largest source of household debt.
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'Where Did We Park?'

Don’t overlook those mundane yet important details when launching into a new venture.
Unbridled enthusiasm can preempt us from laying a firm foundation for successful project implementation.
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Reports of Branches’ Demise Greatly Exaggerated

Members continue to embrace branch services, such as instant-issue debit and credit cards.
Supporting member services in branches and growing revenue do not have to be mutually exclusive propositions.
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CU Cards On the Upswing

At year-end 2010, aggregate CU credit card loans and other revolving credit plans totaled $36.4 billion.
CUs boast some of the industry’s lowest credit card interest rates.
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Coopera Card Designed for Hispanic Community

A reloadable prepaid card designed to meet the needs of Hispanic consumers.
A cardholder could save close to $800 a year by switching to a Coopera Card.
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It’s Elementary, My Dear Watson!

Don’t assume members know ‘the obvious.’
How might you easily communicate basic features and functions in a welcoming way?
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Award-winning lenders, part IV

Worldwide Membership Creates Unique Lending Challenges

Strong common bond keeps delinquencies low despite geographical hurdles.
‘Each country is scored by risk and delinquency experience, and the macro-economic outlook.’
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Light Bulb Moments

What lessons can CUs learn from Thomas Edison?
‘Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.’
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Optimize Your Card Portfolio

Four things to know to build a sustainable credit card program.
Best practices for developing a modern payment program.
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