ARTICLES
Job loss, medical bills lead to a growing debt burden.
May 1, 2013
One-fourth of older households have taken on credit card debt to help other family members.
Read More
Special Report: National CU Youth Week
CUs offer better alternatives for young consumers than celebrity prepaid cards.
April 22, 2013
Many CUs use prepaid cards as a transition to mainstream products.
Read More
TwentyFour\Seven
CU goes retro with Olympia Brewery logo on its credit cards.
March 18, 2013
The “Oly Gold” card taps into Olympia’s strong regional identity, which made it a Hollywood product placement hit in the 1960s and ’70s.
Read More
Massive smartcard adoption will reduce fraud but require extensive replacement of cards and readers.
March 8, 2013
The EMV (Europay, MasterCard, and Visa) standard serves as the backbone for future payment technologies.
Read More
At year-end 2010, aggregate CU credit card loans and other revolving credit plans totaled $36.4 billion.
February 1, 2013
CUs boast some of the industry’s lowest credit card interest rates.
Read More
Rewards programs are a go-to strategy across industries.
December 28, 2012
Nearly 90% of U.S. consumers participate in some type of rewards program.
Read More
Evaluate risk, cut costs, and retool traditional promotions.
October 4, 2012
Don’t automatically exclude consumers with less-than-perfect credit.
Read More
Agency describes expectations in wake of action against Capital One.
July 25, 2012
Banks' high-pressure tactics’ on credit card add-on products lead to CFPB’s first enforcement action.
Read More
Analyst says 2012 is ‘the year of credit.’
July 11, 2012
CUs can improve their card programs by boosting efficiency, improving marketing, and avoiding common mistakes.
Read More
Cash-based rewards programs provide immediate gratification.
June 28, 2012
Let members choose their own PIN, and get the cards into members’ hands right away.
Read More