Items Tagged with 'card'

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Survey: Young Credit Card Users are Better Credit Risks

Middle-aged consumers are more likely to have a serious delinquency than 19-year-olds.
Those who obtain credit cards early in life tend to be better credit risks in the long-term.
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Don’t Pinch Pennies on Credit Lines

Once consumers use half of their available credit card lines, they stop adding new charges.
Adjusting credit lines requires continuous monitoring of members’ credit scores.
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Growing Card Use Bodes Well for CUs

Banks are on the prowl in the card arena, and CUs need to be equally aggressive.
CUs’ credit card loans outstanding grew 5.7% during 2012, up from 3.9% in 2011 and 3.1% in 2010.
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Special Report: Eighth Annual Underbanked Financial Services Forum

Lenders strive to bring underbanked consumers into financial mainstream.
‘Our focus is on the consumer’s need to borrow, spend, save, and plan better.’
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Report: Older Americans Running Up Credit Card Debt

Job loss, medical bills lead to a growing debt burden.
One-fourth of older households have taken on credit card debt to help other family members.
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Special Report: National CU Youth Week

Why You Shouldn’t Take Financial Advice from Justin Bieber

CUs offer better alternatives for young consumers than celebrity prepaid cards.
Many CUs use prepaid cards as a transition to mainstream products.
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TwentyFour\Seven

Olympia Beer Fans Get Carded

CU goes retro with Olympia Brewery logo on its credit cards.
The “Oly Gold” card taps into Olympia’s strong regional identity, which made it a Hollywood product placement hit in the 1960s and ’70s.
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EMV is coming to the U.S.

Massive smartcard adoption will reduce fraud but require extensive replacement of cards and readers.
The EMV (Europay, MasterCard, and Visa) standard serves as the backbone for future payment technologies.
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CU Cards On the Upswing

At year-end 2010, aggregate CU credit card loans and other revolving credit plans totaled $36.4 billion.
CUs boast some of the industry’s lowest credit card interest rates.
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Look Outside the CU Movement for Rewards Inspiration

Rewards programs are a go-to strategy across industries.
Nearly 90% of U.S. consumers participate in some type of rewards program.
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