Items Tagged with 'ability-to-repay'

ARTICLES

NCUA Issues Mortgage Regulatory Alerts

NCUA in January issued a series of regulatory alerts on the CFPB’s mortgage lending rules.
March 7, 2014
NCUA in January issued a series of regulatory alerts on the CFPB’s mortgage lending rules
Read More

CFPB Clarifies Ability-to-Repay and Mortgage Servicing Rules

The final rule covers tools to calculate a consumer’s debt-to-income ratio, among other things.
September 26, 2013
These changes become effective Jan. 10, 2014, along with the rest of ATR and mortgage servicing rules.
Read More

Compliance Q&A: Ability-to-Repay and Mobile Homes

Does the new ATR rule cover mobile home loans?
July 1, 2013
The ATR rule will apply to any consumer credit transaction that’s secured by a dwelling.
Read More

CFPB Amends Ability-to-Repay

Rule goes into effect Jan. 10, 2014.
July 1, 2013

The CFPB created specific exemptions and modifications for small creditors, community development lenders, and housing stabilization programs.


Read More

What's Popular

Popular Stories

Recent Discussion

Your Say: Should CUs Impose Age Limits for Directors?

View Results Poll Archive