Items Tagged with 'ability-to-repay'

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NCUA Issues Mortgage Regulatory Alerts

NCUA in January issued a series of regulatory alerts on the CFPB’s mortgage lending rules.
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NCUA in January issued a series of regulatory alerts on the CFPB’s mortgage lending rules
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CFPB Clarifies Ability-to-Repay and Mortgage Servicing Rules

The final rule covers tools to calculate a consumer’s debt-to-income ratio, among other things.
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These changes become effective Jan. 10, 2014, along with the rest of ATR and mortgage servicing rules.
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Compliance Q&A: Ability-to-Repay and Mobile Homes

Does the new ATR rule cover mobile home loans?
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The ATR rule will apply to any consumer credit transaction that’s secured by a dwelling.
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CFPB Amends Ability-to-Repay

Rule goes into effect Jan. 10, 2014.
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The CFPB created specific exemptions and modifications for small creditors, community development lenders, and housing stabilization programs.


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